Top 3 payment gateways in India for your e-commerce business

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If you are looking forward to starting your own e-commerce business, then you must have thought of payment gateways in India for your website. Having a better payment gateway on your website will make you and your customer happy which means that hassle free transaction, low processing fee, customer support and user dashboard with all the tracking details. In my today article, I am going to show you top payment gateways in India and leave it to your comparison to decide the best suit your need.

Top 3 payment gateways in India:

 CC Avenue

CC Avenue is one of the oldest and most trusted payment gateways in India.

It offers multiple currencies, 200+ payment options, multilingual checkout page and retries option etc. It is said to be most reliable and used by some of the well-known e-commerce firms.  Which includes Snapdeal, JabongMyntraShopclueMake My Trip etc.  

CC Avenue Indian payment gateways
CC Avenue

Payment option 

Card – Visa, Master, Rupey, Amex, Maestro and Diners, debit and credit cards( 7 credit card, 98+ debit cards, 7 ATM cards).

Net banking – more than 53 net banking 

E-wallet – 16 prepaid instrument and leading e-wallets are accepted.

EMI – available on 12 leading banks card.

UPI – not available.

Setup and Maintenance

Setup fee – there are two plan one is absolutely fee known as startup pro and another plan known as privilege charges one time set up Rs. 30000.

Transaction fee – between 2% to 4.99% and can be more.

Annual maintenance – not known.

 Click here to know more 

User Dashboard

cc avenue user dashboard

User Dashboard is available to track the real-time transaction and performance report etc.

PayUbiz and PayU

 PayUbiz which was earlier known as PayU is the most popular payment gateway in India with high conversion rate.

Now PayUbiz is available for the large firm like Snapdeal, JabongBookMyShow, Ola, CleartripredBusGoibiboZomato, etc. 

PayU is consumer base wallet which is used by small business and individual for the personal and business transactions.

it is accepted at over 65,000 merchants including the likes of BookMyShow, Jabong, Goibibo, Domino’s, etc.

Payment option 

Card – Visa, Master, Rupey, Amex, Maestro and Diners, debit and credit cards. 

Net banking – more than 45 net banking 

E-wallet – PayU, Paytm, Mobikwik, PAYZApp, JioMoney, OxizenWallet etc. 

EMI – the card is issued by leading banks like HDFC, Axis, ICICI, SBI Citi banks etc. 

UPI – not available.

Setup and Maintenance 

Setup Fee – There are 2 setup plans known as start-up plan and platinum plan which cost Rs 4900 and 19900 one time respectively. 

Transactions fee – Between 0.75% to 2.95%. 

Annual maintenance – 2400 for PayUBiz. 

User Dashboard

Users can keep the track their sale, conversion rate, performance rate and lot more. 

Website –  https://www.payubiz.in/

 Razorpay

 Razorpay was founded in 2013 by  IIT Roorkee alumni Shashank Kumar and Harshil Mathur in Jaipur.  It offers the wide range of payment method with the competitive transaction fee. And the service of Razorpay gateway is used by some leading firm including Videocon, Cleartax, Zopnow etc.

It offers the wide range of payment method with the competitive transaction fee.

And the service of Razorpay gateway is used by some leading firm including Videocon, Cleartax, Zopnow etc.

razorpay client

Payment Option 

Card–  Visa, Master, Maestro, Amex, Diners, Rupey debit and credit card. 

Net banking – more than 50 banks net banking options 

E-wallet – Mobikwik,  Freecharge, PayUmoney, JioMoney, Airtel money, PAYZApp and OlaMoney 

EMI – HDFC, ICICI, Axis, Indusland, Kotak, RBL banks. 

UPI –  it is also accepted.  

Setup and Maintenance  

Setup Fee – No setup fee 

Transaction fee –  Flat 2% and 3%. 

Annual Maintenance –  No maintenance fee

User Dashboard

razorpay dashboard

Users can keep the track their sale, conversion rate, performance rate and lot more. 

Website – https://razorpay.com/

If this was helpful then let me know in the below comment box.


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